Please read these Terms of Use ("Terms") carefully before using the NIL Ledger platform operated by Athlete Infrastructure LLC, d/b/a NIL Ledger ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms.
By creating an account or using any part of the NIL Ledger platform (the "Service"), you confirm that you are at least 18 years of age (or have parental/guardian consent if under 18), that you have read and understood these Terms, and that you agree to be legally bound by them.
NIL Ledger is a financial organization and tracking platform designed for college athletes earning Name, Image, and Likeness (NIL) income. The Service includes tools for income tracking, expense logging, deal management, tax reserve estimation, NCAA compliance logging, and CPA export functionality.
Important: NIL Ledger is a financial organization tool only. We are not a licensed financial advisor, tax advisor, accounting firm, or law firm. Nothing in the Service constitutes financial, tax, legal, or investment advice. Tax reserve calculations are estimates only. Always consult a qualified CPA or tax professional for your actual tax obligations.
To use the Service, you must create an account. You agree to provide accurate, current, and complete information during registration, maintain the security of your credentials, notify us immediately at support@nilledger.com if you suspect unauthorized access, and accept responsibility for all activity under your account.
Plans: NIL Ledger offers paid subscription plans (Pro and Elite) billed monthly or annually. Pricing is displayed at nilledger.com and is subject to change with notice.
Free Trial: New users receive a 7-day free trial. A valid credit card is required to begin your free trial. Your card will not be charged until the 7-day trial period ends. You may cancel at any time during the trial and you will not be charged. If you do not cancel before the trial ends, your subscription will automatically begin and your card will be charged the applicable plan rate.
Credit Card Collection: By entering your credit card information at signup, you authorize NIL Ledger to store your payment method securely via our payment processor, Stripe, and to charge your card automatically at the conclusion of the free trial period and on each subsequent billing date. We do not store your full card number — all payment information is handled and encrypted by Stripe in accordance with PCI-DSS standards.
Billing: Subscriptions are billed in advance on a monthly or annual basis. Annual subscriptions are billed in full at the start of the billing period. Payments are processed by Stripe.
Cancellation: You may cancel your subscription at any time through the billing portal in your account settings. Cancellations take effect at the end of the current billing period. We do not provide refunds for partial billing periods except where required by applicable law.
Price Changes: We reserve the right to change subscription prices. We will provide at least 30 days' advance notice of any price changes. Your continued use of the Service after a price change constitutes acceptance of the new pricing.
You agree to use the Service only for lawful purposes. You agree not to:
NIL Ledger provides a compliance log feature as an organizational tool only. This feature does not constitute legal advice and does not guarantee NCAA, conference, or institutional compliance. NIL rules vary by state, institution, and governing body and are subject to change. You are solely responsible for ensuring your NIL activities comply with all applicable rules.
The Service integrates with third-party providers including Stripe (payments), Supabase (data infrastructure), and Plaid (bank connectivity for Elite plan users). Your use of these integrations is subject to their respective terms of service and privacy policies. We are not responsible for the availability or actions of third-party services.
All content, features, and functionality of the Service are the exclusive property of Athlete Infrastructure LLC and are protected by U.S. and international intellectual property laws. "NIL Ledger" is a trade name of Athlete Infrastructure LLC. You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal, non-commercial purposes.
You retain ownership of all financial data and content you input into the Service. By using the Service, you grant us a limited license to process, store, and display your data solely for the purpose of providing the Service to you. We do not claim ownership of your data and do not sell it to third parties. See our Privacy Policy for full details.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
TO THE FULLEST EXTENT PERMITTED BY LAW, ATHLETE INFRASTRUCTURE LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE. OUR TOTAL LIABILITY SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO US IN THE 12 MONTHS PRECEDING THE CLAIM.
You agree to indemnify and hold harmless Athlete Infrastructure LLC, its officers, directors, employees, and agents from any claims, liabilities, damages, and expenses arising from your use of the Service, your violation of these Terms, or your violation of any applicable law.
We reserve the right to suspend or terminate your account at our sole discretion for conduct that violates these Terms or is harmful to other users, us, or third parties. Upon termination, your right to use the Service will immediately cease.
These Terms shall be governed by the laws of the United States and the state in which Athlete Infrastructure LLC is registered. Any disputes shall be resolved through binding arbitration in accordance with the American Arbitration Association rules. You waive any right to participate in a class action lawsuit or class-wide arbitration.
We reserve the right to modify these Terms at any time. We will provide notice via email or within the Service. Your continued use of the Service after changes are posted constitutes acceptance of the updated Terms.
Athlete Infrastructure LLC, d/b/a NIL Ledger
Email: support@nilledger.com